Top Cap Chimney Fire Assessment 787
by Admin
Posted on 27-03-2023 09:25 AM
Did you know that your house insurance covers you for a chimney fire? after a sweep and an video inspection if your flue is damaged and not safe to use you are able to claim off your insurance for repairs.
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cap now uses arthur lyons insurance claims.
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video inspections.
On the other side, there’s damage that’s considered “expected” and usually stems from the homeowner’s neglect to properly maintain and care for his or her chimney. When a chimney system is left alone, problems invariably appear, some sooner than later. Insurance companies place the responsibility on the homeowner to have the chimney cleaned and inspected on a regular basis and to arrange in a timely manner for needed repair work. Chimney damage from neglect shows up in many ways including: widespread water damage from leaks chimney fires due to excess creosote buildup cracked and decayed concrete chimney crown damaged chimney cap, chase top, flashing rusted fireplace damper homeowner’s insurance carriers usually are not willing to pay for chimney issues that could have been prevented.
Advanced chimney sweep of georgia and south carolina performs a lot of chimney repair projects, and we find that one of the most common reasons chimneys suffer damage is because of neglect. As strong as chimneys are, they won’t last forever without regular maintenance by licensed, experienced chimney technicians. Some issues we find that were the result of neglect include: crumbling bricks and mortar cracked or broken chimney liner damaged chimney crown, cap, chase top and flashing damage from past chimney fires chimney leaning to one side partial or total collapse of the chimney these and many other serious problems can be prevented with regular inspections, cleaning and repairs.
Carbon monoxide leaks cause a serious risk and can be fatal. Flue gasses from coal timber and turf are carcinogenic. Many clients have informed us that their children had reoccurring chest infections and continuous antibiotics during the winter, which ceased after the chimney was relined and smoke stopped leaking into their house. Where inferior construction is combined with a chimney fire, pieces of flue liners can separate and fall down the flue way into the hearth, sometimes allowing loose sand filling to escape. If this should occur, the resulting damage to the décor, soft furnishings, and electrical goods etc.
What Causes A Chimney Fire?
Did you know that most chimney fires are invisible? despite their invisibility, chimney fires can be deadly. Without regular cleaning and maintenance, a substance called creosote can build up in your chimney flue and alight, causing dangerous cracks, leaks, and damage to your chimney over time. This damage can be devastating, leading to full-blown house fires or even carbon monoxide poisoning for the inhabitants of the house.
If you’ve experienced a chimney fire, or think that your chimney may have experienced one of these “invisible” chimney fires, irish chimney specialists can help. Irish chimney specialists are experts when it comes to the reporting and repair of chimney fire damage for insurance claims.
The fire service is called out frequently to chimney fires every week in ireland. Many people may not know the importance of keeping a chimney clean and free of blockages to prevent these fires from starting. The main cause of chimney fires is creosote. This is a substance that’s created as a result of condensed smoke. It can build up on the inside of the flue and is highly combustible. When your fire is lit, the creosote can burn and cause a house fire that starts inside your chimney shoot. Each policy is different; however building insurance will usually cover a fire caused by a chimney.