Chimney Fire Damage Insurance 461
by Admin
Posted on 25-03-2023 03:53 PM
A fire in a chimney flue is usually because of residue or build up of tar, soot or grease. In the event the chimney is on fire, contact the emergency
services
regular cleaning of the chimney will help prevent fires. Clean fuel will also help and burning hot fires tends to use up the fuel and produce less residue, particularly if the flue gets hot enough to allow the exhaust to exit the flue before cooling and condensing in the flue. Outr team have dealt with all types of fire damage claims.
We can help you compile, submit and negotiate your claim to a satisfactory settlement.
Did you know that most chimney fires are invisible? despite their invisibility, chimney fires can be deadly. Without regular cleaning and maintenance, a substance called creosote can build up in your chimney flue and alight, causing dangerous cracks, leaks, and damage to your chimney over time. This damage can be devastating, leading to full-blown house fires or even carbon monoxide poisoning for the inhabitants of the house. If you’ve experienced a chimney fire, or think that your chimney may have experienced one of these “invisible” chimney fires, irish chimney specialists can help. Irish chimney specialists are experts when it comes to the reporting and repair of chimney fire damage for insurance claims.
We will carry out a full inspection of your flue for possible damage caused during a chimney fire. During a chimney fire it is most likely that the flue clay liner pots have been damaged or have cracked with the heat. It is vital for continued safe use of your fire or stove that the flue has been checked for damage.
When a chimney fire occurs or lightning strikes your chimney, damage is incurred. Most folks’ insurance policies cover such occurrences, and a chimney professional must try to help homeowners to make the insurance process go as smoothly as possible. My number one recommendation when it comes to insurance claims, no matter what kind of insurance, is to document everything at the very beginning of the process. You need to be sure to document the date it occurred, the name of the professional(s) who come out to evaluate the situation, and the date(s) the professional evaluated the situation. Your professional should also be doing some documentation as well.
Then why not contact us first to do a chimney survey.
A chimney fire is a frightening occurrence and can be potentially dangerous to your property
our client contacted us to say that she noticed a crack on the chimney breast internally and a crack on the chimney stack. Our assessor visited the property to inspect the damage.
It was apparent that some form of damage was caused to the
chimney and she arranged for a cctv survey to be carried out to examine the flue. The survey confirmed damage to the flue as a result of a chimney fire. Clearys loss assessors reported the claim to insurers on our clients behalf and met with the loss adjuster to agree scope of works required to remedy the damage.
If you have suffered a recent chimney fire, the first thing you need to do is contact a registered loss assessor like claims assist. We are experts in chimney fire damage insurance claims we will arrange a chimney cctv inspection of your flue liners. By carrying out this cctv survey of your chimney we can determine if your flue liner is cracked or damaged. If chimney fire damage is visible we can report your claim to your insurance company. As insurance claim specialists we will ensure that all the resultant damage is covered under your insurance. With our loss assessors expertise in chimney fire claims, we will get your claim settled in a swift and stress free manner.